Introducing Workers’ Compensation by Berkshire Hathaway GUARD, now available on RT Connector. Enjoy an easy digital experience for a wide range of classes, supported by competitive pricing, fast binding and issuance, and potential premium discounts. Start submitting today!

Market Highlights

• Up to 70% straight through processing
• All states, excluding monopolistic (OH, ND, WA, WY)
• Allow up to 25% subcontractor exposure
• Up to $40K in premium with no underwriting touch required
• Premium discounts (i.e., drug-free workplace, formal safety program, etc.) based upon certain business characteristics

Top Classes

• Barber Shops
• Electricians
• Gas Stations
• Hotels
• HVAC

• Janitorial
• Landscapers
• Laundromats
• Medical Offices
• Plumbers

Targeted Industries

• Artisan Contractors
• Auto Service & Dealers
• Hotels
• Professional Offices

• Restaurants
• Retail Stores
• Service Related
• Wholesalers & Distributors

Limited or No Appetite

Worried that a particular risk might not fit RT Connector's WC appetite?
No problem! Your application will be seamlessly referred to an RT WC broker for marketing to our WC carriers not on the platform. 

Start quoting GUARD Workers' Compensation with RT Connector!

Exceptional Service

The RT Connector team can assist via chat, email or phone at 833.774.2628.

*Quotes are subject to certain conditions and requirements to finalize pricing and terms.

The description of this product is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. Agents should read the full policy form and any applicable endorsements for full terms and conditions and should encourage their policyholders to do the same.

Berkshire Hathaway GUARD Workers’ Compensation coverage may be underwritten by AmGUARD Insurance Company®, EastGUARD Insurance Company®, NorGUARD Insurance Company® or  WestGUARD® Insurance Company, members of Berkshire Hathaway GUARD Insurance Companies with principal place of business at 39 Public Square,  Wilkes-Barre, PA 18701. Exceptions may apply by state and carrier.  The final qualifying criteria for any applicant depends upon the particular nature of the risk and is subject to all company underwriting guidelines and state-specific laws and regulations.


RT Connector is a division of Ryan Services Group, LLC (in California: RSG Marketing Insurance Services, LLC, License # 0I56030), a Delaware limited liability company based in Illinois. RT Connector is an excess and surplus lines insurance portal providing RT Specialty contracted agents and brokers with multi-line and multi-carrier quoting, binding and policy issuance. RT Specialty is a division of RSG Specialty, LLC (in California: RSG Specialty Insurance Services, LLC, License #0G97516), which is the licensed broker providing insurance services through RT Connector.  Neither RT Connector nor RT Specialty solicits insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. RT Connector and RT Specialty are subsidiaries of Ryan Specialty, LLC.  ©2026 Ryan Specialty, LLC